kinwashi.org

There are lots of companies offereing free debt advice, so, getting such information seems a simple process. However, these companies are rarely in it out of the kindness of their hearts.

Debt management is big business, and referrals from debt advisers / debt counsellors are commercially valuable.

For this reason it is important that anyone seeking free debt advice properly checks out the company they are using, in particular their professional credentials / qualificatoins.

It is probably worth taking independant advice from non profit organisations also, though, whilst these organisations are less likely to be biased by commercial pressures, they may lack the experience of a professional.