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In case of individual insurance the costs are high and in a group benefit the employer and the employees have access to lower cost insurance with immediate effect and this is a very good advantage .The security is maintained at a higher level for both the employer and the employee. The place is a more attractive area to work. The rate of staff retention is also more than is usual. The morale of the employee also rises. The loyalty of the employees also rises. This is the result of corporate support. The premium is tax deductible. These are the benefits of Group Employee Benefits. These facts can not be ignored.