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Laptop computers often breakdown when you least expect it. A way around the loss of your computer would be to take out an appropriate Laptop Computer Insurance policy. These allow you some form of payment if you were to break your comouter; indeed, some computer insurance policies provide you with a replacement computer in a short period of time , often 48 hours. Check the wording carefully and it will tell you if your replacement computer would arrive in a short period of time. This way you will be put at ease should you have to make a claim accordingly.