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If you are over 18 years old and are looking for a life insurance policy, Colonial Penn Life Insurance Company could have the plan for you. Some options you have to choose from include the following:Guaranteed Acceptance Life Insurance is an available option for the 50 – 85 age group. This choice offers guaranteed coverage since you cannot be turned down. No physicals or health questions are required either. 5 Year Renewable Term Life Insurance is another plan that is available for those between 18 and 75. This short-term coverage doesn’t require a medical exam, but health screening is required – just answer a couple of questions about your health. Based on your answers will determine whether or not you are eligible. Benefits you can receive are $5,000; $10,000; $15,000; $20,000 and $25,000. 20 Year Term Life Insurance plan allows you to lock in your premium and benefits for 20 years. No medical exam is required, but you have to answer a couple of questions to figure out if you’re qualified or not. This plan is available for those between 18 and 77 and can purchase benefits in the amounts of $5,000; $10,000; $15,000; $20,000 and $25,000. Another option is the LifeChoice Whole Life Insurance. It’s available for those between 45 and 75. Cash value can be built over the years and benefits can be purchased in amounts the same as above. Some states offer this plan for those between 18 and 44.